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(Referência obtida automaticamente do Web of Science, por meio da informação sobre o financiamento pela FAPESP e o número do processo correspondente, incluída na publicação pelos autores.)

Determinants of agricultural insurance adoption: evidence from farmers in the state of Sao Paulo, Brazil

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Autor(es):
Carrer, Marcelo Jose [1] ; Franco da Silveira, Rodrigo Lanna [2] ; Brandao Vinholis, Marcela de Mello [3] ; De Souza Filho, Hildo Meirelles [1]
Número total de Autores: 4
Afiliação do(s) autor(es):
[1] Univ Fed Sao Carlos, Dept Prod Engn, Sao Carlos - Brazil
[2] Univ Estadual Campinas, Inst Econ, Campinas - Brazil
[3] Embrapa Pecuaria Sudeste, Sao Carlos - Brazil
Número total de Afiliações: 3
Tipo de documento: Artigo Científico
Fonte: RAUSP Management Journal; v. 55, n. 4, p. 547-566, 2020.
Citações Web of Science: 0
Resumo

Purpose - The purpose of this study is to investigate the determinants of agricultural insurance adoption by farmers of the state of Sao Paulo, Brazil. Design/methodology/approach - Primary data from the 2015/2016 crop season was collected from a sample of 175 farmers. Logit econometric models were applied to identify the variables that affect the probability of agricultural insurance adoption. Findings - The empirical results show that the education level, access to technical assistance, use of management tools and farm size positively affect the probability of adopting agricultural insurance. in addition, farmers who produce soybean and/or corn are more likely to use insurance. On the other hand, the higher the farmers' propensity to take risk the lower the likelihood of using insurance. Research limitations/implications - The empirical analysis is based on cross-sectional data of a sample of 175 farmers of the state of Sao Paulo. The use of panel data with a larger sample of farmers, considering a period of years, could provide additional information. Originality/value - To the best of the knowledge, this is the first empirical analysis about determinants of agricultural insurance adoption by Brazilian farmers, considering behavioral factors. The findings provide useful insights for policymakers in formulating risk management programs in the Brazilian agricultural markets. A better understanding about the determinants of insurance adoption is also relevant for private companies that sell insurance to farmers. Therefore, the paper may contribute with the diffusion of rural insurance as risk management tool in Brazilian agriculture. (AU)

Processo FAPESP: 15/16793-5 - Fatores determinantes da adoção de sistemas de integração por pecuaristas no estado de São Paulo
Beneficiário:Marcela de Mello Brandão Vinholis
Modalidade de apoio: Auxílio à Pesquisa - Regular